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What is a hardware wallet?
Hardware wallet: A small device (Ledger, Trezor, a Tangem card) that keeps your private key offline.
You confirm every transaction on the device, so malware on your computer or browser cannot reach the key. Keep a small trading amount in a hot wallet such as Phantom and your savings on a hardware wallet. Prices start around $50.
Example
A Ledger connected to Phantom: the app stays the same, but every buy needs a click on the device.
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